NAVIGATING A COMPLEX LANDSCAPE
A Range of Insurances Offered
We work by your side to help you understand the spectrum of insurances available, identify your exact needs, and assist in selecting the right option.
Loss, damage, or theft introduces many challenges, while property insurance helps to work through a difficult time. This can protect your physical location, furniture, fixtures, equipment, inventory, and even data.
General Liability Insurance
General Liability Insurance or business insurance helps cover the legal expenses in the event your company is sued. This can be any time your business is blamed for negligence by you or even your employees, whether it be physical or reputational harm, damage to a property, or to cover medical expenses.
Workers’ Comp is a mandatory insurance for a company with at least one employee.
WC insurance sets a process for how you handle, and pay for worker injuries and illnesses. It can cover both medical care costs and wages, while protecting your business and employees alike.
It can be modified based on the number of employees, the type of work, and the specific risks associated with the industry.
BI insurance helps keep payroll going and expenses covered while you recover and get operational again. This is the type of coverage that’s crucial during unprecedented times.
Also known as Errors and Omissions or E&O insurance, generally protects professional businesses from liability related to their mistakes or failure to perform a service.
E&O is common in accounting, legal, IT, and investment fields, but even extends to electricians, plumbers, and other tradespeople.
Commercial Auto Insurance
Business auto insurance operates similarly to personal auto, but extends to protect the entire business in the event of a collision or accident.
A business that relies heavily on vehicles, like trucking or delivery/courier companies, will need this insurance. Nonetheless, any business that has a vehicle on the books, and even in cases of worker-owned cars, can be protected.
Insurance Is a Practical and Legal Necessity
The Smyth Business Solutions team is built on guidance and expertise, with a depth of knowledge. Our team’s experience is what allows us to create solutions catered to New England small businesses for maximum protection aligned to real needs, and in a cost-efficient manner.
PROFESSIONAL LIABILITY / E&O