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Step Forward With Confidence

Employee Benefits Designed Precisely To Your Needs

We take a proactive approach through which our clients are provided with timely information and the guidance necessary to manage their employee benefits program efficiently. We represent multiple health and dental carriers so you can have the best options available in the marketplace.

Along with traditional plan designs, we can readily develop customized solutions featuring the following benefit enhancements:

  • Health Savings Accounts (HSA)
  • Health Reimbursement Arrangements (HRA)
  • Flexible Spending Accounts (FSA)
  • Group Life, Short-Term / Long-Term Disability
  • Voluntary Employee Benefits
    • Life Insurance
    • Disability Insurance
    • Accident Insurance
    • Critical Illness Insurance
    • Hospital Indemnity Insurance

Don’t Settle For Less

A Different Approach

All brokers are usually paid the same, yet the services and expertise you get can vary significantly. We find that many brokers fall short in the realms of strategic consultation, cost containment strategies, compliance oversight, and alleviation of administrative burden. We can provide you with a single source solution for all your employee benefits needs by taking a comprehensive approach to all aspects of the employee life cycle.

Balanced Care

Let a pro help navigate the complex healthcare system

 

WHAT IS IT?

Health advocacy services assist employees in managing their personal life situations and maximize their healthcare benefits.

INCLUDES:

  • Employee assistance
    programs
  • Mental health professionals
  • Finance and legal
    consultations
  • Eldercare services
  • 24/7 Benefits support
  • Claims and appeals
  • Provider research

Healthiest You

Embrace the power of digital healthcare

 

WHAT IS IT?

Technology based tool that will transform the way your employees interact with their benefits-making it easy for them to access care, compare prices and more.

INCLUDES:

  • Free 24/7 doctor access
  • Price comparison for RX, lab and providers
  • Sync and check benefits
  • Avoid ER and urgent care visits
  • All available on an app!

Best Doctors

A health engagement app to educate & empower

 

WHAT IS IT?

Want a second opinion from a world-class physician? A way for employees to ensure that their medical diagnosis is accurate and they have the absolute best treatment options available.

INCLUDES:

  • Expert second opinion
  • Treatment decision support
  • Critical care support
  • Medical records eSummary
  • All available on an app!

Compliance Center

Protect your business from grievances and penalties

 

WHAT IS IT?

With multiple federal and
state laws regulating group
sponsored health benefits,
non-compliance can leave
your company vulnerable to penalties, audits, and fines.

INCLUDES:

  • ACA Reporting
  • COBRA Administration
  • EPLI Consultation
  • ERISA Wrap Documents
  • FMLA Administration
  • HSA, HRA, FSA

HR Technology

Cutting edge technology to simplify employee administration

 

WHAT IS IT?

Discover how information systems can integrate, consolidate, and streamline your company’s processes and employee administration.

INCLUDES:

  • Generate custom reports
  • Simplify employee onboarding
  • Paperless employee
  • Delegate and assign tasks
  • Benefits management
  • Document control

HR Support Center

Human resources professionals a phone call away

 

WHAT IS IT?

How often do you run into an HR situation where you ask: “Can we do that?” With HR On-Demand, an HR Pro will consult with you, so you can make informed decisions.

INCLUDES:

  • Online support center
  • HR pro consultation
  • HR Concierge: one-on-one help
  • Custom employee handbooks
  • Custom job descriptions
  • Policy library
  • Employment law lookup checklists, forms, and
    guides

More Options

Sure, we have access to many carriers to get you the best coverage. Our real passion is providing you with solutions to the unseen problems like employee engagement, employer administration, and streamlining the benefits workflow.

More Innovative

Our commitment to providing the most options and the highest level of expertise allow us to think out-of-the-box and find solutions that are unique to your business, that deliver the results you expect.

More Expertise

Our team of experts have the experience and depth of knowledge to create solutions that benefit your company in the most effective and cost efficient way possible.

Taking the Extra Step For Our Clients

Should I Break Up With My Healthcare Broker?

strategic planning consultants

Employee Benefits Brokerage Second Opinion Service

Is your benefits package costing you more than it needs to? We are focused on helping you reduce costs without comprising employee coverage. Take a quick moment to fill out our online form with basic plan information. You will receive a complimentary executive summary with our findings within three business days.

Discover if your current broker is costing you money!

small business solutions

We cover all  your benefits, workers' comp and business insurance needs

Group Health Insurance

Workers Compensation

Human Resource Consultation

Benefits ADMINISTRATION

HRIS, Payroll, Vendor Selection

Benefits Package Design

Business Insurance

 

Interested in Learning More?

Request a Consultation 

Office

Let's talk about your business

Areas of Interest

Visit Us

1665 Hartford Ave.
Suite 32 Johnston, RI 02919

Call Us

401-227-9256

Email Us

office@smythbiz.com

Open Hours

M-F: 9am - 5pm